We came across a check for our road assessment payments that the bank bounced. The bank fee at this time is $15.

Does anyone have a policy or procedure to require the owner to pay for the bank fee in addition to their assessment costs?

If the member has a Notice of Claim (NOC), then may we add this expense to the total of costs owed? Assuming that when they make payment to discharge their NOC that bank fee would also be required for payment.

Do we have to change our by laws for this or can we just be satisfied by drafting a policy for the association to vote on approving the policy?